SIFMA and 7 other associations provide comments to the California Conference Committee tasked with reconciling Assembly Bill 278 (Eng et al.) and Senate Bill 900 (Leno et al.), measures that are part of the California Attorney General’s Homeowner Bill of Rights.  The groups believe, as proposed, these measures reflect an overly-complicated approach to prohibiting dual-tracking. In addition, the groups contend that these measures lack clarity around critical definitions, including whether the proposal is truly limited to first lien mortgages.