SIFMA, The Clearing House, the Community Mortgage Banking Project, the Housing Policy Council, and the Mortgage Bankers Association provide comments to the Federal Housing Finance Agency (FHFA) on the FHFA’s Alternative Mortgage Servicing Compensation Discussion Paper.  Each of our organizations has submitted separate comment letters presenting the perspectives of our respective members. Collectively, the groups take this opportunity to stress some common themes raised in those letters.  SIFMA filed its comments on the FHFA discussion paper on December 21, 2011.