Sandra is CEO and President of Asia Pacific Financial Management Group. For 22 years, she has been serving the financial planning needs of individuals, businesses, and organizations in Guam and Micronesia. She currently volunteers in numerous non-profit organizations. As the past president of the Guam Chapter of National Association of Insurance and Financial Advisor (NAIFA), she is passionate about raising the level professionalism and ethics in the financial services industry. She currently serves as a board member of the Guam Chamber of Commerce, the University of Guam Board of Regents and is the founding member of Teach Money, a nonprofit organization that runs the SIFMA Foundation’s Stock Market Game™ (SMG).