Dr. Joanna Syroka is a senior underwriter and director of new markets. Joanna has extensive experience in structuring and placing risk transfer programs in both emerging and developed markets. Prior to joining Fermat Capital in 2017, she was the director of research & development at African Risk Capacity (ARC), Africa’s first sovereign insurance pool, which she helped design and establish in 2012. At ARC, she led the development of their parametric drought, flood, cyclone, pandemic, and climate insurance initiatives. Previously, Joanna led the effort to develop tailored weather and commodity risk management products for agricultural applications with the World Bank and in the humanitarian arena with the United Nations World Food Programme. Joanna started her career with Centrica plc developing quantitative weather and gas risk management strategies for Centrica’s trading and hedging operations. Joanna received a PhD in atmospheric physics (2003) and a BSc degree in physics (1999) from Imperial College, London.