SIFMA along with the Clearing House Association L.L.C., and the Independent Community Bankers of America, provides comment on the white paper published by the Office of the Comptroller of the Currency (OCC) entitled Exploring Special Purpose National Bank Charters for Fintech Companies. The White Paper discusses innovation in the financial services industry and announces the OCC’s initiative to offer special purpose national bank (SPNB) charters to eligible financial technology (FinTech) companies.