White Papers

SIFMA Retirement & Savings Platform – Legislative and Regulatory Policy Proposals


The retirement system in the United States is helping millions of Americans save for a secure retirement and maintain their standards of living as retirees. However, increased life expectancies, the uncertain future of Social Security benefits, higher health care costs, and low interest rates has increased the need for American workers to save more for retirement.

SIFMA is committed to increasing retirement security and has identified three primary pillars to reach this goal:

  1. Expanding access to plans;
  2. Increasing participation and decreasing leakage; and
  3. Enhancing education.