Tobi Fess

Portfolio Executive Director, Enterprise Risk Management, TD Bank

Tobi Fess is Portfolio Executive Director within Enterprise Risk Management, for TD Bank, America’s Most Convenient Bank ® .  In this role, Tobi serves as the central point of contact for US Risk Management into the Enterprise Risk Evolve Program and related operational effectiveness initiatives.  Tobi has been with TD since 2012 and has held roles of increasing responsibility. During her time with TD, Tobi has taken a leadership role in a variety of key initiatives, including Basel Advanced Approach implementation and implementation of US Capital Management control practices related to DFAST and CCAR filings.

With a background in risk management, internal control practices and process improvement, Tobi possesses nearly 20 years of diverse audit, risk management and consulting experience and has proven success in driving organizations to higher levels of performance through the implementation of new processes and control frameworks to meet evolving industry and regulatory expectations. Her industry experience includes a background in public accounting, energy and financial services.  She has experience addressing evolving regulatory requirements related to Risk Management, including supplier management, model risk, enterprise risk, operational risk and capital management.  She possesses an instinctive ability to identify strategic and organizational efficiencies and to influence change throughout large organizations. She has extensive experience in building and transforming audit and control processes to ensure effectiveness in meeting management and regulatory expectations.

Tobi attended the University of Oklahoma and has degrees in Accounting and International Business.  She is a Certified Public Accountant (CPA) in the state of North Carolina.