Lydia Miceli is a Director at E*TRADE Financial based in Jersey City, NJ. She joined the firm in 2006 and is primarily responsible for overseeing audits of the firm’s bank and broker-dealer operations activities. During her tenure at E*TRADE Financial, she has worked in first, second and third line capacities, and has engaged in a number of initiatives to maximize the risk intelligence across the firm. Lydia has over 20 years of financial services experience. Prior to joining E*TRADE Financial, she was a Compliance Manager with The Concord Equity Group, where she managed centralized compliance efforts including targeted examinations over the firm’s back-office operations and a nationwide network of independent brokers and investment advisers. Lydia maintains the FINRA Series 7, 24, and 57 licenses.