| Item # | Agency | Action Type | Action | Section (Start) | Sub-Section | Deadline | Category |
| 283 | GAO | Study | GAO shall conduct a study the impact of the amendments made by this Act to Section 404(b) of the Sarbanes-Oxley Act of 2002 (15 USC 7262(b)), which shall include an analysis of (i) whether issuers that are exempt from such section have fewer or more restatements of published accounting statements than issuers that are required to comply with such section; (ii) effects in cost of capital, among others | 989I | (a) | 3 years after enactment | Bank Regulation |
| 282 | SEC | Study | SEC shall conduct a study to determine how they could reduce the burden of complying with Section 404(b) of the Sarbanes-Oxley Act of 2002 for companies whose market capitalization is between $75,000,000 and $250,000,000 for the relevant reporting period while maintaining investor protections for such companies | 989G | (b) | 9 months after enactment | Bank Regulation |
| 281 | GAO | Study | GAO shall conduct a study of person to person lending to determine the optimal Federal regulatory structure. GAO shall consult with Federal banking agencies, SEC, consumer groups, outside experts, and the person to person lending industry and shall submit a report on the study to the Congressional Banking Committees | 989F | (a) | 1 year after enactment | Bank Regulation |
| 280 | StateGov | Rule Making | Grants of authority to states are contingent on states limiting use of misleading designations for persons selling securities and insurance and adopting suitability rules for recommendations for of securities and insurance, including annuities. | 989A | | | |
| 238 | SEC | Study | SEC shall carry out a study of—(1) the credit rating process for structured finance products and the conflicts of interest associated with the issuer-pay and the subscriber-pay models; (2) the feasibility of establishing a system in which a public or private utility or a self-regulatory organization assigns nationally recognized statistical rating organizations | 939F | (b) | 2 years after enactment | CRA |
| 239 | SEC | Rule Making | SEC shall establish a system for the assignment of nationally recognized statistical rating organizations to determine the initial credit ratings of structured finance products | 939F | (d) | | CRA |
| 237 | GAO | Study | GAO must conduct a study on the feasibility and merits of creating an independent professional organization for analysts employed by NRSROs and submit a report with its findings and recommendations to the Congressional Banking Committees | 939E | (a) | 1 year after enactment | CRA |
| 236 | GAO | Study | GAO must conduct a study on alternative means for compensation in NRSROs and submit a report with its findings and recommendations to the Congressional Banking Committees | 939D | (a) | 18 months after enactment | CRA |
| 235 | SEC | Study | SEC shall conduct a study of the independence of nationally recognized statistical rating organizations | 939C | (a) | 3 years after enactment | CRA |
| 234 | SEC | Rule Making | SEC shall revise Regulation FD (17 C.F.R. 243.100) to remove from such regulation the exemption for entities whose primary business is the issuance of credit ratings (17 C.F.R. 243.100(b)(2)(iii)) | 939B | B | 90 days after enactment | CRA |
| 233 | SEC; CFTC | Rule Making | Each Federal agency shall, to the extent applicable, review (i) any regulation issued by such agency that requires the use of an assessment of the credit-worthiness of a security or money market instrument; and (ii) any references to or requirements in such regulations regarding credit ratings. Each such agency shall modify any such regulations identified by the review conducted. Upon conclusion of the review required under Section 939A(a), each Federal agency shall transmit a report to Congress containing a description of any modification of any regulation such agency made. | 939A | (a) | 1 year after enactment | CRA |
| 221 | GAO | Study | GAO must conduct a study on the impact of authorizing a private right of action against any person who aids or abets another person in violation of the securities laws. | 929Z | (a) | 1 year after enactment | Private Right of Action for Aiding and Abetting (Stoneridge) |
| 220 | SEC | Study | SEC shall conduct a study to determine the extent to which private rights of action under the antifraud provisions of the Exchange Act (15 USC 78u-4) should be extended to cover (i) conduct within the U.S. even if the securities transaction occurs outside the U.S. and involves only foreign investors; and (ii) conduct outside the U.S. that has a foreseeable substantial effect within the U.S. | 929Y | (a) | 18 months after enactment | Private Right of Action for Foreign-cubed Conduct (Nat'l Australia Bank case) |
| 217 | SEC | Rule Making | SEC shall require public disclosure (at least monthly) of the name of the issuer and the title, class, CUSIP number, aggregate amount of the number of short sales of each security, and any additional information determined by SEC following the end of the reporting period | 929X | (a) | | Short Sales |
| 218 | SEC | Rule Making | SEC shall prohibit manipulative short sales of any security | 929X | (b) | | Short Sales |
| 219 | SEC | Rule Making | SEC authorized to prescribe the form, content, time, and manner of delivery of any notice required when a broker or dealer uses consumer securities in connection with short sales | 929X | (c) | | Short Sales |
| 216 | SEC | Rule Making | SEC shall revise its regulations in Section 240.17Ad–17 of title 17, Code of Federal Regulations, as in effect on December 8, 1997 to extend the application of such section to brokers and dealers | 929W | | 1 year after enactment | Notice to Missing Security Holders |
| 210 | GAO | Study | GAO must study the effectiveness of state and federal regulations to protect consumers from misleading financial advisor designations, the regulation of financial planners and other matters, and submit a report with its findings and recommendations to the Congressional Banking Committees | 919C | (a) | 180 days after enactment | Financial Adviser Designations; Financial Planner Regulation |
| 208 | SEC | Study | SEC must conduct study, including recommendations, on ways to improve investors’ access to registration information about investment advisers, broker-dealers and their associated persons, and to identify additional information that should be made publicly available | 919B | (a) | 6 months after enactment | Access to CRD / Registration Info about IAs and BDs |
| 209 | SEC | Rule Making | SEC must implement recommendations from the study required by Section 919B | 919B | (b) | 18 months after completion of 919B Study | Access to CRD / Registration Info about IAs and BDs |
| 207 | GAO | Study | GAO shall study potential conflicts of interest that exist between the staffs of the investment banking and equity and fixed income securities analyst functions within the same firm | 919A | (a) | 18 months after enactment | Investment Banking & Research Analyst Conflicts |
| 358 | SEC | Rule Making | SEC must require disclosure of information regarding conflict minerals from the Congo | 1502 | (b) | 270 days after enactment | |
| 357 | OCC; OTS | Rule Making | OCC and OTS shall update requirements to reflect amendments re reporting of mortgage data by state | 1493 | (b) | 60 days after enactment | Mortgages |
| 356 | GAO | Study | GAO shall conduct a study of the current inter-agency efforts of the Secretary of the Treasury, the Secretary of Housing and Urban Development, the Attorney General, and FTC to crackdown on mortgage foreclosure rescue scams and loan modification fraud; It shall then submit a report of its findings to Congress | 1492 | (a-b) | | Mortgages |
| 352 | Treasury | Rule Making | The Secretary of the Treasury shall revise the guidelines for the Home Affordable Modification Program of the Making Home Affordable initiative to provide that the data being collected by the Secretary from each mortgage servicer and lender participating in the Program is made public in accordance with subsection (b) of Section 1483 | 1483 | (a) | | Mortgages |
| 353 | Treasury | Report | Reports shall be made publicly available by means of a World Wide Web site of the Secretary, and by submitting a report to the Congress regarding requests for mortgage modifications | 1483 | (b)(1) | 14 days after each monthly submission of data by mortgage servicers & lenders | Mortgages |
| 354 | Treasury | Report | The Secretary shall make data tables available to the public at the individual record level | 1483 | (b)(2) | 60 days after each monthly deadline for submission of data by mortgage servicers & lenders | Mortgages |
| 355 | Treasury | Rule Making | The Secretary shall issue regulations prescribing (A) the procedures for disclosing such data re: mortgage modifications to the public; and (B) such deletions as the Secretary may determine to be appropriate | 1483 | (b)(2) | | Mortgages |
| 350 | Treasury | Rule Making | Treasury shall establish procedures to ensure that persons convicted of a mortgage or real estate related crime, are not eligible to receive assistance from certain affordability programs | 1481 | (d)(1) | | Mortgages |
| 351 | Treasury | Report | Report to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate preventing the qualification of criminal applicants to the Multifamily resolution program | 1481 | (d)(3) | | Mortgages |
| 347 | GAO | Study | GAO shall study the effectiveness and impact of appraisal methods including valuation models, licensed and certified appraisals, distribution channels, home valuation code of conduct, etc. | 1476 | (a) | 1 year after enactment | Mortgages |
| 348 | GAO | Study | GAO shall provide a status of the study imposed by Section 1476(a) | 1476 | (b)(2) | 90 days after enactment | Mortgages |
| 349 | GAO | Study | GAO shall study the Appraisals Subcommittee's ability to monitor and enforce State and Federal certification requirements, existing exemptions, data collection, and recommendations and report findings to Congress | 1476 | (d) | 18 months after enactment | Mortgages |
| 344 | FRB; CFPB, FDIC, FHFA, NCUAB, OCC | Rule Making | FRB, GAO, FDIC, NCUA, FHFA, and CFPB shall jointly establish by rule the minimum requirements to be applied by a State in the registration of appraisal management companies | 1473 | (f)(2) | | Mortgages |
| 345 | FRB; CFPB, FDIC, FHFA, NCUAB, OCC | Rule Making | FRB, GAO, FDIC, NCUA, FHFA, and CFPB shall jointly promulgate regulations for the reporting of the activities of appraisal management companies to the Appraisal Subcommittee in determining the payment of the annual registry fee | 1473 | (f)(2) | | Mortgages |
| 346 | FRB; CFPB, FDIC, FHFA, NCUAB, OCC | Rule Making | In consultation with the staff of the Appraisal Subcommittee and the Appraisal Standards Board of the Appraisal Foundation and others, agencies shall promulgate regulations to implement the quality control standards required for Automated Valuation Models to estimate collateral value for mortgage lending purposes | 1473 | (q) | | Mortgages |
| 342 | FRB; CFPB, FDIC, FHFA, NCUAB, OCC | Rule Making | FRB, GAO, FDIC, NCUA, FHFA, and CFPB shall jointly establish acts or practices that violate appraisal independence in mortgage lending | 1472 | (a) | | Mortgages |
| 343 | FRB | Rule Making | FRB shall prescribe interim final rules defining the acts or practices that violate appraisal independence | 1472 | (a) | 90 days after enactment | Mortgages |
| 341 | FRB; CFPB, FDIC, FHFA, NCUAB, OCC | Rule Making | FRB, GAO, FDIC, NCUA, FHFA, and CFPB shall jointly prescribe regulations to implement Section 1471 requirements regarding home appraisal requirements. | 1471 | | | Mortgages |
| 340 | FRB | Rule Making | The Board may, by regulation, exempt from the requirements of subsection (a) a creditor that—(1) operates predominantly in rural or underserved areas; (2) together with all affiliates, has total annual mortgage loan originations that do not exceed a limit set by the Board; (3) retains its mortgage loan originations in portfolio; and (4) meets any asset size threshold and any other criteria the Board may establish, consistent with the purposes of this subtitle | 1461 | (a) | | Mortgages |
| 339 | FRB | Rule Making | FRB may prescribe such regulations as the Board determines to be appropriate to carry out the requirements of paragraph (1) of Section 1433 that necessitates certification from a counselor for high cost mortgages | 1433 | (e) | | Mortgages |
| 338 | GAO | Study | The Comptroller General shall conduct a study to determine the effects the enactment of this Act will have on the availability and affordability of credit for consumers, small businesses, homebuyers, and mortgage lending and report findings to Congress | 1421 | (a-b) | 1 year after enactment | Mortgages |
| 337 | FRB | Rule Making | FRB shall prohibit or condition terms of residential mortgage loans that the FRB finds to be abusive, unfair, deceptive, or predatory, necessary to ensure the availability of credit to consumers | 1405 | (a) | | Mortgages |
| 336 | FRB | Rule Making | FRB shall prohibit mortgage originators from engaging in deceptive and abusive lending practices | 1403 | | | Mortgages |
| 335 | FRB | Rule Making | FRB shall require depository institutions to establish and maintain procedures reasonably designed to assure and monitor the compliance of such depository institutions, the subsidiaries of such institutions, and the employees of such institutions or subsidiaries with the requirements of Section 1402 and the registration procedures established under Section 1507 of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 | 1402 | (a)(2) | | Mortgages |
| 334 | Treasury | Report | Treasury Secretary must submit annual report to the Congressional Banking Committees describing the activities funded, amounts distributed and measurable results of Title XII for each year that any such activities are in place | 1210 | | Annual | |
| 333 | Treasury | Rule Making | Treasury Secretary authorized to establish grant and other programs regarding high cost small dollar loan substitutes | 1205 | (a) | | |
| 332 | Treasury | Rule Making | Treasury Secretary authorized to establish grant and other programs to improve access to financial services for low and moderate income Americans | 1204 | (a) | | |
| 330 | GAO | Study | GAO must perform one time audit of all loans and other financial assistance from December 1, 2007 through enactment of this Act, by the FRB or a Federal reserve bank under various programs and submit a report of the audit to Congress | 1109 | (a)(1) | Audit must commence with 30 days of enactment; report submitted 1 year after enactment | Systemic Risk |
| 331 | GAO | Study | GAO must perform an audit of the Federal reserve bank system governance and submit a report of the audit to Congress | 1109 | (b)(1) | 1 year after enactment; report must be submitted within 90 days of completion | Systemic Risk |
| 329 | FDIC | Rule Making | FDIC, in consultation with the Treasury Secretary, must adopt by regulation policies and procedures to govern the Emergency Financial Stabilization Authority | 1105 | (b) | ASAP after enactment | Systemic Risk |
| 328 | FRB | Rule Making | FRB must publish on its website the identity of borrowers and terms of assistance provided under FRB facilities and programs between December 1, 2007 and enactment of this Act including the Term Auction Facility | 1103 | (b) | By December 1, 2010 | Systemic Risk |
| 327 | FRB | Rule Making | FRB, in consultation with Treasury must issue rules establishing policies and procedures regarding its emergency lending authority under Section 13(3) of the Federal Reserve Act, including certain policies required by the Act | 1101 | (a)(6) | ASAP after enactment | Systemic Risk |
| 326 | CFPB | Rule Making | CFPB is authorized to promulgate regulations setting minimum net worth or surety bond requirements for residential mortgage loan originators and minimum requirements for recovery funds paid into by loan originators | 1100 | | | CFPB |
| 325 | CFPB | Rule Making | CFPB shall publish a single, integrated disclosure for mortgage loan transactions to aid the borrower in understanding the transaction with easy to understand terms | 1098 | | | CFPB |
| 324 | CFPB | Rule Making | CFCB may prescribe regulations that permit transactions that are determined to be necessary and appropriate to protect legitimate operational, transactional, risk, consumer, and other needs consistent with the intent of paragraph (2) to restrict the use of medical information for inappropriate purposes | 1088 | (a)(2) - (5) | | CFPB |
| 323 | FRB | Rule Making | FRB shall have the authority to carry out the purposes of the Equal Credit Opportunity Act with respect to persons described in Section 1029(a) of the CFPA (auto dealers) | 1085 | | | CFPB |
| 322 | FRB | Rule Making | FRB shall have the authority to carry out the purposes of Section 920 of the Electronic Fund Transfer Act with respect to persons described in Section 1029(a) of the CFPA (auto dealers) | 1084 | | | CFPB |
| 321 | CFPB | Rule Making | CFPB authorized to regulate alternative mortgage transactions | 1083 | (a) | | CFPB |
| 319 | CFPB | Report | CFPB shall review all Federal laws and regulations relating to the protection of consumers who use exchange facilitators for transactions primarily for personal, family, or household purposes, and recommendations for legislation and regulations and report findings to Congress | 1079 | (a-b) | 1 year after the transfer date. | CFPB |
| 320 | CFPB | Rule Making | CFPB shall propose regulations to establish a program to protect consumers who use exchange facilitators | 1079 | (c) | 2 years after submission of 1079(b) report | CFPB |
| 318 | CFPB | Study | CFPB shall study the nature, range, and size of variations between the credit scores sold to creditors and those sold to consumers by consumer reporting agencies that compile and maintain files on consumers on a nationwide basis | 1078 | (a) | 1 year after enactment | CFPB |
| 317 | DeptE | Study | Dept of Ed shall consult with FTC and Congressional Committees to conduct a study of private education loans and lenders | 1077 | (a) | 2 years after enactment | CFPB |
| 315 | CFPB | Study | CFPB shall conduct a study on reverse mortgage transactions | 1076 | (a) | 1 year after the transfer date | CFPB |
| 316 | CFPB | Rule Making | CFPB authorized to impose conditions or limitations on reverse mortgage transactions if the Section 1076(a) study reveals a need for such conditions | 1076 | (b) | | CFPB |
| 309 | FRB | Rule Making | FRB shall prescribe regulations to establish standards for assessing whether the amount of any interchange transaction fee is reasonable and proportional to the cost incurred by the issuer with respect to the transaction | 1075 | (a) | 9 months after enactment | Transaction Fees |
| 310 | FRB | Rule Making | FRB shall prescribe regulations in final form not later than 9 months after enactment to establish standards for making adjustments for transaction fees for fraud prevention costs | 1075 | (a) | 9 months after enactment | Transaction Fees |
| 311 | FRB | Report | FRB shall report on (i) the prevalence of the use of general-use prepaid cards in Federal, State or local government-administered payment programs; and the interchange transaction fees and cardholder fees charged with respect to the use of such general-use prepaid cards | 1075 | (a) | Annual; beginning 1 year after enactment | Transaction Fees |
| 312 | FRB | Rule Making | FRB shall prescribe regulations regarding network fees within the limitations listed in this subsection | 1075 | (a) | 9 months after enactment | Transaction Fees |
| 313 | FRB | Rule Making | FRB shall prescribe that an issuer or payment card network shall not inhibit the ability of any person who accepts debit cards for payments to direct the routing of electronic debit transactions for processing over any payment card network that may process such transactions | 1075 | (a) | 1 year after enactment | Transaction Fees |
| 314 | FRB | Rule Making | FRB shall prescribe that an issuer or payment card network shall not restrict the number of payment card networks on which an electronic debit transaction may be processed | 1075 | (a) | 1 year after enactment | Transaction Fees |
| 308 | Treasury | Study | Treasury shall study and develop recommendations on the options for ending the conservatorships of Fannie Mae and Freddie Mac, and submit a report of the findings to Congress | 1074 | (a-b) | Not later than January 31, 2011 | CFPB |
| 300 | FRB | Rule Making | FRB shall prescribe rules to implement appropriate standards or conditions of, liability of a remittance transfer provider, including a provider who acts through an agent or authorized delegate | 1073 | (a) | | CFPB |
| 301 | FRB | Rule Making | FRB authorized to address issues involving a recipient nation that does not allow a remittance transfer provider to know the amount of currency that will be received by the designated recipient | 1073 | (a) | 18 months after enactment | CFPB |
| 302 | FRB | Rule Making | FRB shall establish standards for remittance transfer providers re: error resolution to protect senders from errors, including recordkeeping and documentation | 1073 | (a) | 18 months after enactment | CFPB |
| 303 | FRB | Rule Making | FRB may prescribe rules to require a remittance transfer provider to prominently post, and timely update, a notice describing a model remittance transfer for one or more amounts, as the Board may determine, which notice shall show the amount of currency that will be received by the designated recipient, using the values of the currency into which the funds will be exchanged | 1073 | (a)(6)(A) | | CFPB |
| 304 | FRB | Study | FRB shall undertake appropriate studies and analyses, which shall be consistent with Section 904(a)(2), and may include an advanced notice of proposed rulemaking, to determine whether a storefront notice or Internet notice facilitates the ability of a consumer to compare prices and understand transfer fees and costs | 1073 | (a)(6)(B) | Prior to prescribing rules under 1074(A) | CFPB |
| 305 | FRB | Report | FRB shall submit a report on the status of the automated clearinghouse system for remittance of transfers with foreign countries | 1073 | (b)(2) | 1 year after enactment and biennially thereafter for 10 years | CFPB |
| 306 | FRB | Rule Making | FRB shall issue final rules regarding appropriate remittance transfer cancellation and refund policies for consumers | 1073 | (d)(3) | 18 months after enactment | CFPB |
| 307 | CFPB | Study | CFPB shall report (1) the manner in which the remittance history of a consumer could be used to enhance the credit score of the consumer; (2) the current legal and business model barriers and impediments that impede the use of the remittance history of the consumer to enhance the credit score of the consumer; and (3) recommendations on the manner in which maximum transparency and disclosure to consumers of exchange rates for remittance transfers subject to this title and the amendments made by this title may be accomplished | 1073 | (e) | 365 days after enactment | CFPB |
| 299 | CFPB | Rule Making | CFPB shall prescribe such rules and issue such guidance as may be necessary to carry out, enforce, and compile data pursuant to this section | 1071 | (a) - (g) | | CFPB |
| 298 | CFPB | Rule Making | CFPB shall prescribe regulations to implement the requirements of this section (Concerning the effect of Title X on state law, the enforcement powers of states, and preemption of state consumer financial protection laws by federal law) and, from time to time, provide guidance in order to further coordinate actions with the State attorneys general and other regulators | 1042 | (c) | | CFPB |
| 297 | CFPB | Rule Making | CFPB may prescribe rules applicable to a covered person or service provider identifying as unlawful, unfair, deceptive, or abusive acts or practices in connection with any transaction or offering with a consumer for a consumer financial product or service, Rules under this section may include requirements for the purpose of preventing such acts or practices | 1031 | (b) | | CFPB |
| 295 | CFPB | Rule Making | CFPB shall consult with FTC before issuing a rule to define "covered persons" subject to this section | 1024 | (a)(2) | Initial rule must be issued within 1 year of enactment | CFPB |
| 296 | CFPB | Rule Making | CFPB shall have the exclusive authority to prescribe rules, issue guidance, conduct examinations, require reports, or issue exemptions with regard to covered persons | 1024 | (d) | | CFPB |
| 292 | CFPB | Rule Making | CFPB is authorized to exercise its authorities under Federal consumer financial law to administer, enforce, and otherwise implement the provisions of Federal consumer financial law | 1022 | (b)(1-4) | | CFPB |
| 293 | CFPB | Report | CFPB shall publish at least one report per year regarding its significant findings from the monitoring of risks to consumers required by Section 1022(c) | 1022 | (c)(3)(A) | Annual, beginning with the first calendar year that begins at least 1 year after the transfer date | CFPB |
| 294 | CFPB | Report | CFPB shall conduct an assessment of each significant rule or order adopted by CFPB under Federal consumer financial law. The assessment shall address, among other relevant factors, the effectiveness of the rule or order in meeting the purposes and objectives of this title and the specific goals stated by CFPB | 1022 | (c)(3)(A) | No later than 5 years after the effective date of the subject rule or order | CFPB |
| 291 | CFPB | Report | Report to Congress regarding the financial operating plans and forecasts of the Director, the financial condition and results of operations of the Bureau, and the sources and application of funds of the Bureau, including any funds appropriated in accordance with this subsection | 1017 | (e)(4) | Annual | CFPB |
| 290 | CFPB | Report | CFPB shall submit semi-annual report to the President and Congress re: significant consumer protection issues, rules adopted, complaints received, actions taken, etc. | 1016 | (b) | Semi-annual | CFPB |
| 286 | CFPB | Report | CFPB shall present an annual report to Congress on complaints received in the prior year re: consumer financial products & services | 1013 | (b)(3)(C) | Annual (no later than March 31st) | CFPB |
| 287 | CFPB | Report | CFPB shall report on its financial literacy activities and its strategy to improve financial literacy of consumers | 1013 | (d)(4) | 24 months after the transfer date; annual thereafter | CFPB |
| 288 | GAO | Study | GAO must conduct a study on the CFPB financial literacy program | 1013 | (d)(7) | 1 year after enactment | CFPB |
| 289 | CFPB | Study | CFPB (Office of Financial Protection for Older Americans) shall report to Congress and the SEC best practices for legislative and regulatory matters concerning senior investor protection | 1013 | (g)(3)(C) | 18 months after transfer date | CFPB |
| 285 | CFPB | Rule Making | Establishment of CFPB | 1011 | (a) | Upon enactment | CFPB |
| 284 | SEC | Rule Making | SEC must make adjustments to fee rates in connection with transition to self-funding | 991 | (a) | Annual | Transaction Fees |
| 279 | GAO | Study | GAO must conduct a study on the risks and conflicts associated with proprietary trading (including investing as principal in securities, commodities, derivatives, hedge funds and private equity) by and within insured depository institutions and their affiliates, BHCs and financial holding companies and their subsidiaries, and any other person the Comptroller General may determine, and submit a report with its findings to Congress | 989 | (b) | 15 months after enactment | Volcker Rule |
| 278 | FRB | Report | Inspector general of FRB, OCC, NCUA and FDIC must submit semi-annual report to his or her agency and Congress regarding Deposit Insurance Fund losses that are not material | 987 | (a) | 90 days after the relevant 6-month period (first 6-mo. period ended March 30, 2010) | Bank Regulation; Deposit Insurance Fund Losses |
| 277 | SEC | Rule Making | SEC authorized to promulgate rules under general authority granted by Section 984(a) to increase transparency of information with respect to the lending or borrowing of securities to prohibit fraudulent, manipulative and deceptive devices under Section 10 of the Exchange Act | 984 | (b) | 2 years after enactment | SEC Regulation; Lending or Borrowing of Securities |
| 275 | SEC | Rule Making | SEC may require FINRA to assess a fee to fund the GASB | 978 | (a) | | Municipal Securities |
| 276 | GAO | Study | SEC must evaluate the role of the GASB in the muni markets, GASB funding, and possible recommended changes to the GASB funding | 978 | (b) | 180 days after enactment | Municipal Securities |
| 273 | GAO | Study | GAO must conduct a study on the municipal securities markets and submit a report with its findings and recommendations to the Congressional Banking Committees | 977 | (a) | 18 months after enactment | Municipal Securities |
| 274 | SEC | Study | SEC must submit a response to the report required by Section 976 to the Congressional Banking Committees, describing the actions taken in response to the report | 977 | (c) | 180 days after receipt of GAO 977(a) report | Municipal Securities |
| 272 | GAO | Study | GAO must conduct a study on the disclosure required to be made by issuers of municipal securities and submit a report with its findings and recommendations to Congress | 976 | (a) | 2 years after enactment | Municipal Securities |
| 268 | MSRB | Rule Making | MSRB effectively required to revise and supplement its rules generally in order to address the addition of "municipal advisor" as a new category of person subject to regulation and disciplinary authority | 975 | (a) | | Municipal Securities |
| 269 | MSRB | Rule Making | MSRB authorized to establish information systems and charge reasonable fees to access such information | 975 | (b) | | Municipal Securities |
| 270 | MSRB | Rule Making | MSRB authorized to promulgate rules regarding advice provided to or on behalf of a municipal entity or "obligated person" (persons committed to support payment of all or part of an issue of municipal securities) by broker-dealers, municipal securities dealers and municipal advisors | 975 | (b) | | Municipal Securities |
| 271 | MSRB | Rule Making | MSRB must establish the terms and conditions under which any broker-dealer or municipal securities dealer may sell, or prohibit any of them from selling, any part of a new issue of municipal securities to a related account of a broker-dealer or to a municipal securities dealer during the underwriting period | 975 | (c) | | Municipal Securities |
| 267 | SEC | Rule Making | SEC must promulgate rules requiring an issuer’s annual proxy statements to disclose the reasons why the issuer chose to combine or separate the positions of chairperson of the board and CEO | 972 | | 180 days after enactment | Chairman and CEO Structures Disclosure |
| 265 | SEC | Rule Making | SEC may issue rules permitting the use by a shareholder of proxy solicitation materials supplied by an issuer of securities for the purpose of nominating individuals to membership on the board of directors of the issuer, under such terms and conditions as SEC determines are in the interests of shareholders and for the protection of investors | 971 | (b) | | Proxy Access |
| 266 | SEC | Rule Making | SEC may, by rule or order, exempt an issuer or class of issuers from the requirement made by Section 971(a) or an amendment made by this section, after consideration of whether the requirement in the amendment made by subsection (a) disproportionately burdens small issuers | 971 | (c) | | Proxy Access |
| 264 | GAO | Study | GAO must conduct a study on SEC employees leaving to the Financial sector | 968 | (a) | 1 year after enactment | SEC Management |
| 263 | SEC | Other | SEC must hire an independent consultant to examine the internal operations, structure, funding, and the need for comprehensive reform of the SEC, as well as the SEC’s relationship with and the reliance on self-regulatory organizations and other entities relevant to the regulation of securities and the protection of securities investors that are under the SEC’s oversight | 967 | (a-b) | Hire 90 days after enactment and report 150 days after hiring | SEC Management |
| 262 | SEC | Report | SEC Inspector General must submit reports describing the nature, number and potential benefits of suggestions received at the hotline described in Section 966(a) regarding SEC employees and efficiency | 966 | (d) | Annual | SEC Management |
| 261 | GAO | Report | GAO must report to the Congressional Banking Committees evaluating the SEC’s oversight of registered national securities associations | 964 | (a) | 2 years after enactment; every 3 years thereafter | SEC Management |
| 259 | SEC | Report | SEC must submit annual report to Congress describing the responsibility of SEC management for establishing and maintaining internal control structures and procedures for financial reporting, and assessing such controls and procedures | 963 | (a) | 6 months after the end of each fiscal year | SEC Management |
| 260 | GAO | Report | GAO must submit annual report to Congress assessing the effectiveness of the SEC’s internal control procedures and structures | 963 | (b) | 6 months after the end of each fiscal year | SEC Management |
| 257 | GAO | Report | GAO must submit triennial report that evaluates the quality of personnel management by the SEC | 962 | (a) | 3 years after enactment; every 3 years thereafter | SEC Management |
| 258 | SEC | Report | SEC must submit a report to the Congressional Banking Committees describing the actions taken in response to the GAO triennial report, required by Section 962, evaluating the quality of the SEC’s personnel management | 962 | (d) | 90 days after submission of GAO report (filed every three years) | SEC Management |
| 255 | SEC | Report | SEC must submit report on conduct of examinations & enforcement actions and review of filings to the Congressional Banking Committees | 961 | (a) | 90 days after the end of each fiscal year | SEC Management |
| 256 | GAO | Report | GAO must review adequacy and effectiveness of internal supervisory control structure and procedures of SEC to the Congressional Budget Committees | 961 | (e) | At least every 3 years, coinciding with SEC 961 reports | SEC Management |
| 254 | SEC | Rule Making | SEC authorized to determine "significant matters" with respect to which members of national securities exchanges may not vote securities absent instructions from the beneficial owner | 957 | | | Executive Compensation & Accountability |
| 252 | FRB | Rule Making | Federal regulators jointly shall prescribe regulations or guidelines to require each covered financial institution to disclose to the appropriate Federal regulator the structures of all incentive-based compensation arrangements offered by such covered financial institutions to determine whether they are excessive or could lead to material loss | 956 | (a) | 9 months after enactment | Executive Compensation & Accountability |
| 253 | FRB | Rule Making | FRB, in consultation with the OCC and FDIC, must promulgate rules prohibiting BHCs from providing excessive compensation, fees or benefits | 956 | (b) | 9 months after enactment | Executive Compensation & Accountability |
| 251 | SEC | Rule Making | SEC must promulgate rules requiring each issuer to disclose whether employees or directors (or any designee) may hedge against decreases in the value of equity owned by such employee or director | 955 | | | Executive Compensation & Accountability |
| 250 | SEC | Rule Making | SEC must promulgate rules requiring national securities exchanges to prohibit the listing of securities of issuers who do not develop and implement the policies implemented by this section ("claw-back" policies) | 954 | | | Executive Compensation & Accountability |
| 248 | SEC | Rule Making | SEC must promulgate rules requiring issuers to provide clear descriptions of compensation required to be disclosed under Item 402 of Regulation S-K in proxy statements and consent solicitations for annual meetings of shareholders | 953 | (a) | | Executive Compensation & Accountability |
| 249 | SEC | Rule Making | SEC must amend Item 402 of Regulation S-K to require each issuer to disclose (2) the median total compensation of its non-CEO employees, (2) the total compensation for its CEO, and (3) a ratio of (1) to (2) | 953 | (b) | | Executive Compensation & Accountability |
| 246 | SEC | Rule Making | SEC must promulgate rules requiring national securities exchanges to prohibit the listing of securities, with certain exceptions, of any issuer whose board does not have an independent compensation committee, and SEC rules must identify factors affecting the independence of compensation consultants, legal counsel and other advisors to compensation committees | 952 | (a) | 360 days after enactment | Executive Compensation & Accountability |
| 247 | SEC | Study | Conduct a study and review of the use of compensation consultants and the effects of such use | 952 | (b) | 2 years after enactment | Executive Compensation & Accountability |
| 245 | FSOC | Study | FSOC must conduct a macroeconomic effects of the risk retention requirements under this subtitle, and the amendments made by this subtitle, with emphasis placed on potential beneficial effects with respect to stabilizing the real estate market | 946 | (a) | 180 days after enactment | Asset-Backed Securitization |
| 244 | SEC | Rule Making | SEC must promulgate rules requiring any issuer of ABS to perform a due diligence analysis of the underlying assets and disclose the nature of such diligence in its registration statement | 945 | | 180 days after enactment | Asset-Backed Securitization |
| 243 | SEC | Rule Making | SEC must promulgate rules regulating the use of representations and warranties in the ABS market that (1) require each NRSRO to describe the representations, warranties, and enforcement mechanisms available to investors and how they differ from the representations, warranties and enforcement mechanisms available in issuances of similar securities and (2) require each securitizer to disclose fulfilled and unfulfilled repurchase requests across all trusts aggregated by the securitizer | 943 | | 180 days after enactment | Asset-Backed Securitization |
| 241 | SEC | Rule Making | SEC authorized to suspend or terminate the duty to file under Section 15(d) of the Exchange Act for certain classes of ABS | 942 | (a) | | Asset-Backed Securitization |
| 242 | SEC | Rule Making | SEC must promulgate rules requiring each issuer of ABS to disclose, for each tranche or class of securities, information regarding the assets backing such securities | 942 | (b) | | Asset-Backed Securitization |
| 240 | SEC; OCC, FRB, FDIC | Rule Making | OCC, FDIC, FRB and SEC must jointly promulgate regulations requiring any securitizer to retain an economic interest in a portion of the credit risk for any asset that the securitizer (through an ABS) transfers, sells or conveys to a third party | 941 | (b) | 270 days after enactment | Asset-Backed Securitization |
| 232 | SEC | Study | SEC must conduct a study on the feasibility and desirability of standardizing credit rating terminology and the market stress conditions under which ratings are evaluated and submit a report with the findings and any recommendations to Congress | 939 | (h) | 1 year after enactment | CRA |
| 231 | SEC | Rule Making | SEC must promulgate rules requiring each NRSRO to establish written policies and procedures that assess default probabilities with respect to securities and money market instruments, clearly define and disclose the meaning of any credit rating symbols used and ensure that such symbols are applied consistently | 938 | (a) | 1 year after enactment | CRA |
| 230 | SEC | Rule Making | SEC must promulgate rules to establish NRSRO credit rating analyst standards of training, experience, competence and testing | 936 | | 1 year after enactment | CRA |
| 229 | SEC | Rule Making | SEC must promulgate such rules as may be necessary to ensure that NRSROs and other credit rating agencies are subject to certain enforcement and penalty provisions of the Exchange Act | 933 | (a) | 1 year after enactment | CRA |
| 222 | SEC | Rule Making | SEC must promulgate rules requiring each NRSRO to submit annual internal control reports to the SEC | 932 | (a) | 1 year after enactment | CRA |
| 223 | SEC | Rule Making | SEC must promulgate rules intended to prevent sales and marketing considerations from influencing NRSROs ratings | 932 | (a) | 1 year after enactment | CRA |
| 224 | SEC | Rule Making | SEC must promulgate rules setting forth fines and penalties for NRSROs violating applicable law and SEC rules | 932 | (a) | 1 year after enactment | CRA |
| 225 | SEC | Rule Making | SEC must promulgate rules requiring each NRSRO to prescribe a standardized form for disclosure of qualitative and quantitative information regarding the data and assumptions underlying the determination of ratings | 932 | (a) | 1 year after enactment | CRA |
| 226 | SEC | Rule Making | SEC must establish the format and content for third-party due diligence certifications required with respect to NRSRO ratings of asset-backed securities and promulgate rules requiring NRSROs to publicly disclose such certifications | 932 | (a) | 1 year after enactment | CRA |
| 227 | SEC | Rule Making | SEC must promulgate rules requiring NRSROs to publicly disclose information on ratings histories for each type of rated issuer, security and money market instrument | 932 | (a) | 1 year after enactment | CRA |
| 228 | SEC | Rule Making | SEC must promulgate rules with respect to procedures and methodologies used by NRSROs | 932 | (a) | 1 year after enactment | CRA |
| 215 | SEC | Rule Making | SEC must promulgate "bad boy" rules to disqualify certain persons from offerings and sales under Regulation D | 926 | | 1 year after enactment | Regulation D Offerings and Sales; Bad Actor Restrictions |
| 214 | SEC | Report | SEC shall establish a separate office within the SEC to administer and enforce the provisions of section 21F of the Exchange Act (as added by Section 922(a)).Such office shall report annually to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives on its activities, whistleblower complaints, and the response of SEC to such complaints | 924 | (d) | Annual | Whistleblower |
| 212 | SEC | Report | SEC must submit annual reports to the Congressional Banking Committees on the whistleblower reward program established by this section | 922 | (a) | Annual | Whistleblower |
| 213 | SEC | Study | SEC Inspector General must conduct a study and submit a report of the whistleblower protections established under the amendments made by Section 922 | 922 | (d) | 30 months after enactment | Whistleblower |
| 211 | SEC | Rule Making | SEC authorized to promulgate rules regarding the use of mandatory pre-dispute arbitration clauses in agreements between any broker-dealer, municipal securities dealer or investment adviser, and their customers or clients, with respect to disputes that arise under the securities laws or rules of any SRO | 921 | (a) | | Arbitration |
| 206 | SEC | Rule Making | SEC authorized to promulgate rules designating documents or information a broker or dealer must provide to a potential retail investor prior to the purchase of investment products or services | 919 | (n)(1) | | Disclosures to Retail Customers |
| 205 | GAO | Study | GAO must conduct a study regarding mutual fund advertising, with recommendations to improve investor protection and report its findings to the Congressional Banking Committees | 918 | (a) | 18 months after enactment | Mutual Fund Advertising |
| 204 | SEC | Study | SEC must conduct study on the financial literacy of retail investors and submit report with its findings to the Congressional Banking and Financial Services Committees | 917 | (a) | 2 years after enactment | Financial Literacy of Retail Investors Report |
| 203 | SEC | Rule Making | SEC shall promulgate rules for the procedure of rule changes | 916 | (a) | 180 days after enactment | SEC Rule Making Procedures |
| 201 | SEC | Report | SEC Office of Investor Advocate must submit annual reports on its objectives for the fiscal year to Congressional Banking Committees | 915 | (g)(6) | Annual | SEC Office of Investor Advocate Reports |
| 202 | SEC | Rule Making | SEC must establish procedures requiring a formal response to all recommendations submitted to SEC by the Investor Advocate, not later than 3 months after the date of such submission | 915 | (g)(7) | | SEC Office of Investor Advocate Recommendations |
| 199 | SEC | Study | SEC shall review and analyze the need for enhanced examination and enforcement resources for investment advisers | 914 | (a) | 180 days after enactment | Examination & Enforcement for I/As |
| 200 | SEC | Rule Making | SEC must revise its rules and regulations as necessary according to the findings of the study required by Section 914(a) | 914 | (b) | | Examination & Enforcement for I/As |
| 192 | SEC | Study | SEC must evaluate the effectiveness of standards of care applicable to broker-dealers and investment advisers for providing personalized investment advice to retail customers and any regulatory gaps in these standards and report these findings to certain Congressional Banking and Financial Services Committees | 913 | (b) | 6 months after enactment | Fiduciary Duty |
| 193 | SEC | Rule Making | SEC may address the legal or regulatory standards of care of investment advisers, brokers and dealers. SEC shall consider the findings, conclusions, and recommendations of the study required under Section 913(b) | 913 | (f) | | Fiduciary Duty |
| 194 | SEC | Rule Making | SEC may promulgate rules under the added provisions of the Exchange Act and Investment Advisers Act described in Section 913(g) to address any gaps or overlaps in the legal or regulatory structure identified through the Section 913(b) study | 913 | (g) | | Fiduciary Duty |
| 195 | SEC | Rule Making | SEC may promulgate rules to provide that, with respect to a broker or dealer, when providing personalized investment advice about securities to a retail customer, the standard of conduct with respect to such customer shall be the same as the standard of conduct applicable to an investment adviser under Section 211 of the Investment Advisers Act | 913 | (g)(1) - (k)(1) | | Fiduciary Duty |
| 196 | SEC | Rule Making | Where a broker or dealer sells only proprietary or other limited range of products, the SEC may by rule require that such broker or dealer provide notice to each retail customer and obtain the consent or acknowledgment of the customer | 913 | (g)(1) - (k)(2) | | Fiduciary Duty |
| 197 | SEC | Rule Making | SEC shall examine and, where appropriate, promulgate rules prohibiting or restricting certain sales practices, conflicts of interest, and compensation schemes for brokers, dealers, and investment advisers that SEC deems contrary to the public interest and the protection of investors | 913 | (g)(1) - (l)(2) | | Fiduciary Duty |
| 198 | SEC | Rule Making | SEC authorized to provide that the standard of conduct for all brokers, dealers, and investment advisers, shall be to act in the best interest of the customer. Such rules shall provide that such standard of conduct shall be no less stringent than the standard applicable to investment advisers under Section 206(1) and (2) of this Act. The receipt of compensation based on commission or fees shall not, in and of itself, be considered a violation of such standard | 913 | (g)(2) | | Fiduciary Duty |
| 190 | SEC; CFTC | Rule Making | CFTC and SEC shall coordinate with FRB to jointly develop risk management supervision programs for designated clearing entities | 813 | | Upon enactment | Systemic Risk |
| 191 | SEC; CFTC, FRB | Study | SEC, CFTC and FRB must submit joint report on recommendations for improving risk management and regulation of the designated clearing entities | 813 | | 1 year after enactment | Systemic Risk |
| 188 | CFTC; FRB | Rule Making | CFTC shall consult with FRB with respect to any rule or rule amendment of a derivatives clearing organization; and prior to exercising its rulemaking authorities under Section 728 | 812 | (a) | | Derivatives |
| 189 | SEC; FRB | Rule Making | SEC shall consult with FRB with respect to any proposed rule change of a clearing agency for which an extension of the time for review has been designated under Section 19(b)(2) of the Exchange Act | 812 | (b) | | Derivatives |
| 187 | FRB | Rule Making | FRB may prescribe regulations that impose a recordkeeping or reporting requirement on designated clearing entities or financial institutions engaged in designated activities that are subject to standards that have been prescribed under Section 805(a)(2) | 809 | (b) | | Systemic Risk |
| 184 | FRB | Rule Making | FRB must issue orders or establish rules, standards, or guidelines regarding payments and services provided by Federal Reserve banks to designated financial market utilities (including access to the Discount Window) | 806 | (a) | | Systemic Risk |
| 185 | FRB | Rule Making | FRB may authorize a Federal Reserve bank to provide discount and borrowing privileges, only in unusual or exigent circumstances | 806 | (b) | | Systemic Risk |
| 186 | SEC; CFTC, FRB, OCC | Rule Making | Each Supervisory Agency in consultation with the FRB must establish regulations defining standards for determining when designated financial market utilities must provide advance notice of certain changes to their rules, procedures, or operations | 806 | (e) | | Systemic Risk |
| 183 | SEC; CFTC | Rule Making | CFTC and SEC authorized to implement risk management standards, taking into consideration relevant international standards and existing prudential requirements. FRB may determine that existing prudential existing requirements are insufficient. A procedure for reviewing is established | 805 | (a) | | Systemic Risk |
| 182 | SEC | Rule Making | SEC shall promulgate an interim final rule providing for the reporting of each security-based swap entered into before the date of enactment | 766 | (a) | 90 days after enactment | Derivatives |
| 181 | SEC | Rule Making | SEC shall issue rules to establish limits on the control of any security-based derivatives clearing organization, SEF, or exchange by a BHC (or its affiliate), nonbank financial company (or its affiliate), security-based swap dealer, or security-based MS | 765 | (a) | 180 days after enactment | Derivatives |
| 175 | SEC | Rule Making | SEC must impose capital and margin requirements on security-based swap dealers and security-based MSPs | 764 | (e) | 360 days after enactment | Derivatives |
| 176 | SEC | Rule Making | SEC must adopt rules governing reporting and recordkeeping requirements, and daily trading records for security-based swap dealers and security-based MSPs | 764 | (f) | 360 days after enactment | Derivatives |
| 177 | SEC | Rule Making | SEC must adopt rules for the business conduct standards for security-based swap dealers and security-based MSPs, including fiduciary responsibilities for security-based swap dealers | 764 | (h) | 360 days after enactment | Derivatives |
| 178 | SEC | Rule Making | SEC must adopt rules governing documentation standards for security-based swap dealers and security-based MSPs | 764 | (i) | 360 days after enactment | Derivatives |
| 179 | SEC | Rule Making | SEC must adopt rules for the registration of security-based swap dealers and MSPs | 764 | (a) | 1 year after enactment | Derivatives |
| 180 | FRB; FDIC, OCC | Rule Making | FRB, FDIC and OCC, in consultation with CFTC and SEC, must impose capital and margin requirements on security-based swap dealers and security-based MSPs that are banks | 764 | (e) | 360 days after enactment | Derivatives |
| 167 | SEC | Rule Making | SEC must establish rules for clearing agency’s submission for approval of any group, category, type or class of security-based swaps that the clearing agency desires to clear | 763 | (a) | 1 year after enactment | Derivatives |
| 168 | SEC | Rule Making | SEC must establish rules governing clearing agencies for security-based swaps | 763 | (b) - (j) | 360 days after enactment | Derivatives |
| 169 | SEC | Rule Making | SEC must establish rules governing security-based swap execution facilities | 763 | (c) - (f) | 360 days after enactment | Derivatives |
| 170 | SEC | Rule Making | SEC must establish rules to impose aggregate position limits for security-based swap and any loan, group of securities or loans the swap is based on | 763 | (h) | 360 days after enactment | Derivatives |
| 171 | SEC | Rule Making | SEC may require self-regulatory organizations to adopt position limits, including aggregate position limits | 763 | (h) | 360 days after enactment | Derivatives |
| 172 | SEC | Report | SEC must publicly issue semiannual and annual report on trading and clearing of security-based swaps and the market participants and developments in new security-based swaps | 763 | (i) | Semi-annual and Annual | Derivatives |
| 173 | SEC | Rule Making | SEC must establish rules for the public reporting of security-based swap transactions | 763 | (i) | 360 days after enactment | Derivatives |
| 174 | SEC | Rule Making | SEC must establish rules governing security-based swap data repositories | 763 | (i) | 360 days after enactment | Derivatives |
| 166 | CFTC | Report | New Interagency group shall submit to Congress a report on the results of the study, including recommendations for the oversight of existing and prospective carbon markets to ensure an efficient, secure, and transparent carbon market, including oversight of spot markets and derivative markets | 750 | (d-e) | 180 days after enactment | Environment |
| 163 | CFTC | Rule Making | CFTC must establish rules implementing commodity whistleblower incentives and protections | 748 | | 270 days after enactment | Whistleblower |
| 164 | CFTC | Study | CFTC shall conduct a study on whether the Freedom of Information Act aids whistleblowers in disclosing information to the SEC and what impact the exemption has had on the public’s ability to access information | 748 | | 30 months after enactment | Whistleblower |
| 165 | CFTC | Report | CFTC must report by October 30 of each year to Congress on matters concerning the CFTC Fund including, balance, amount paid from and deposited in the Fund, and the whistleblower program award | 748 | | 365 days after enactment | Whistleblower |
| 161 | CFTC | Rule Making | CFTC must establish aggregate position limits across exchanges, SEFs, foreign boards of trades, and swaps that perform a significant price discovery function | 737 | (a) | 270 days after enactment | Derivatives |
| 162 | CFTC | Rule Making | CFTC may exempt, conditionally or unconditionally, any person or class of persons, any swap or class of swaps, any contract of sale of a commodity for future delivery or class of such contracts, any option or class of options, or any transaction or class of transactions from any requirement that the SEC establishes under this section with respect to position limits | 737 | (a) | 360 days after enactment | Derivatives |
| 158 | CFTC | Rule Making | CFTC must establish rules on the regulation of swap execution facilities, including data collection and reporting requirements for swap execution facilities that are comparable to corresponding requirements for derivatives clearing organizations and swap data repositories | 733 | | 1 year after enactment | Derivatives |
| 159 | SEC; CFTC | Rule Making | SEC and CFTC may promulgate rules defining the universe of swaps that can be executed on a swap execution facility | 733 | | 360 days after enactment | Derivatives |
| 160 | SEC; CFTC | Rule Making | SEC shall prescribe rules governing the regulation of alternative swap execution facilities under this section | 733 | | 360 days after enactment | Derivatives |
| 152 | FRB; FDIC, OCC | Rule Making | FRB, FDIC and OCC, in consultation with CFTC and SEC, must impose capital and margin requirements on swap dealers and MSPs that are banks | 731 | | 360 days after enactment | Derivatives |
| 153 | CFTC | Rule Making | CFTC must impose capital and margin requirements on swap dealers and MSPs that are not banks | 731 | | 360 days after enactment | Derivatives |
| 154 | CFTC | Rule Making | CFTC must establish rules governing reporting and recordkeeping requirements, and daily trading records for swap dealers and MSPs according to guidelines set by this subsection | 731 | | 360 days after enactment | Derivatives |
| 155 | CFTC | Rule Making | CFTC must establish rules establishing business conduct standards for swap dealers and MSPs according to guidelines set by this subsection | 731 | | 360 days after enactment | Derivatives |
| 156 | CFTC | Rule Making | CFTC must establish rules governing documentation standards for swap dealers and MSPs | 731 | | 360 days after enactment | Derivatives |
| 157 | CFTC | Rule Making | CFTC must establish rules for the registration of swap dealers and MSPs | 731 | | 1 year after enactment | Derivatives |
| 151 | CFTC | Rule Making | CFTC must adopt an interim final rule to establish reporting requirements for swaps that were entered into before enactment of the Wall Street Transparency and Accountability Act | 729 | | 90 days after enactment | Derivatives |
| 149 | CFTC | Rule Making | CFTC must establish rules to govern swap repositories, including data collection and maintenance standards that are comparable to those for derivatives clearing organizations | 728 | | 360 days after enactment | Derivatives |
| 150 | CFTC | Rule Making | CFTC may develop additional duties for swap data repositories in regard to change in U.S. or international community and preventing conflicts of interest | 728 | | 360 days after enactment | Derivatives |
| 147 | CFTC | Report | CFTC must publicly issue semiannual and annual report on trading and clearing of swaps and the market participants and developments in new swaps | 727 | | Semi-annual | Derivatives |
| 148 | CFTC | Rule Making | CFTC must establish rules to provide for the public reporting of swap transactions and price data | 727 | | 360 days after enactment | Derivatives |
| 146 | CFTC | Rule Making | CFTC shall issue rules to establishing limits on the control of any derivatives clearing organization, SEF, or exchange by a BHC (or its affiliate), nonbank financial company (or its affiliate), swap dealer, or MSP | 726 | (a) | 180 days after enactment | Derivatives |
| 144 | CFTC | Rule Making | CFTC shall adopt rules mitigating conflicts of interest in connection with the conduct of business by a swap dealer or a major swap participant with a derivatives clearing organization, board of trade, or a swap execution facility that clears or trades swaps in which the swap dealer or major swap participant has a material debt or material equity investment | 725 | (d) | 360 days after enactment | Derivatives |
| 145 | CFTC | Rule Making | CFTC shall adopt data collection and maintenance requirements for swaps cleared by derivatives clearing organizations that are comparable to the corresponding requirements for (A) swaps data reported to swap data repositories; and (B) swaps traded on swap execution facilities | 725 | (e) | 360 days after enactment | Derivatives |
| 139 | CFTC | Rule Making | CFTC must establish rules to identify a group, category, type, or class of swaps not submitted for approval that CFTC determines should be submitted for clearing | 723 | (a) | 360 days after enactment | Derivatives |
| 140 | CFTC | Rule Making | CFTC must determine ways in which derivatives clearing organizations will provide notice to their members of swaps submitted to CFTC | 723 | (a) | 360 days after enactment | Derivatives |
| 141 | CFTC | Rule Making | CFTC shall prescribe rules and issue interpretations of rules as determined by the CFTC to be necessary to prevent evasions of the mandatory swap clearing requirements under this Act | 723 | (a) | 360 days after enactment | Derivatives |
| 142 | CFTC | Rule Making | CFTC shall consider whether to exempt small banks, including credit unions, farm credit, depository institutions of $10 billion or less | 723 | (a) | 360 days after enactment | Derivatives |
| 143 | CFTC | Rule Making | CFTC must establish rules for reviewing a derivatives clearing organization’s clearing of a swap, or a group, category, type, or class of swaps that the CFTC has accepted for clearing | 723 | (a) | 1 year after enactment | Derivatives |
| 137 | Treasury | Rule Making | In determining whether to exempt foreign exchange swaps and foreign exchange forwards from the definition of "swap", the Secretary shall consider the extent of adequate payment and settlement systems and the use of potential exemption of foreign exchange swaps and foreign exchange forwards to evade otherwise applicable regulatory requirements | 722 | (h) | 360 days after enactment | Derivatives |
| 138 | Treasury | Report | If the Secretary decides to exempt foreign exchange swaps and foreign exchange forwards from the definition of "swap", the secretary shall submit to Congress an explanation why they are different from other classes of swaps in a way that would make them ill-suited for regulation | 722 | (h) | 360 days after enactment | Derivatives |
| 134 | CFTC | Rule Making | CFTC shall promulgate regulations to establish factors with respect to the making of a determination to exempt swap dealing entities that swap deal in connection with transactions with or on behalf of its customers | 721 | (a) | 360 days after enactment | Derivatives |
| 135 | CFTC | Rule Making | CFTC is granted the authority to promulgate rules to define "commercial risk" among others | 721 | (b) | 360 days after enactment | Derivatives |
| 136 | CFTC | Rule Making | CFTC must define the terms "swap," "swap dealer," "major swap participant," including "substantial position" and "eligible contract participant" | 721 | (c) | 360 days after enactment | Derivatives |
| 132 | CFTC; FERC | Other | CFTC and FERC must negotiate a memorandum of understanding to establish procedures for applying their respective authorities to ensure effective and efficient regulation in the public's interest; avoiding duplicate regulation/overlapping jurisdiction | 720 | (a)(1) | 180 days after enactment | Derivatives |
| 133 | CFTC; FERC | Other | CFTC and FERC must negotiate a memorandum of understanding to share information that may be requested where either commission is conducting an investigation into potential manipulation, fraud, or market power abuse in markets subject to SEC regulation or oversight | 720 | (b) | 180 days after enactment | Derivatives |
| 126 | CFTC | Report | CFTC shall prepare and submit to the Congress biennial reports on the growth or decline of the derivatives markets in the U.S. and abroad, which shall include assessments of the causes of any such growth or decline, the effectiveness of regulatory regimes in managing systemic risk, a comparison of the costs of compliance at the time of the report for market participants subject to regulation by the U.S. with the costs of compliance in December 2008 for the market participants, and the quality of the available data | 719 | (a) | Biennial | Derivatives |
| 127 | CFTC | Study | CFTC shall conduct a study of the effects of the position limits imposed pursuant to the other provisions of this title on excessive speculation and on the movement of transactions from exchanges in the U.S. to trading venues outside the U.S., and report findings to Congress within 12 months of the imposition of those position limits | 719 | (a)(1-2) | 12 months after the imposition of position limits pursuant to this title | Derivatives |
| 128 | CFTC | Report | CFTC shall prepare and submit to the Congress biennial reports on the growth or decline of the derivatives markets in the United States and abroad, including assessments of the causes of any such growth or decline the effectiveness of regulatory regimes in managing systemic risk, a comparison of the costs of compliance at the time of the report compared with that of December 2008 | 719 | (a)(3) | Biennial | Derivatives |
| 129 | SEC; CFTC | Study | SEC and CFTC shall conduct a joint study of the feasibility of requiring the derivatives industry to adopt standardized computer readable algorithmic descriptions which may be used to describe complex and standardized financial derivatives | 719 | (b)(1-2) | 8 months after enactment | Derivatives |
| 130 | SEC; CFTC | Study | CFTC and SEC shall jointly conduct a study relating to (i) swap regulation in the U.S., Asia, and Europe; and (ii) clearing house and clearing agency regulation in the U.S., Asia, and Europe | 719 | (c)(1-2) | 18 months after enactment | Derivatives |
| 131 | SEC; CFTC | Study | SEC and CFTC shall, jointly, conduct a study to determine whether stable value contracts fall within the definition of a swap, and shall issue regulations implementing this section depending on the findings of that study | 719 | (d)(1-2) | 15 months after enactment | Derivatives |
| 125 | FSOC | Rule Making | FSOC may determine that, when other provisions established by this Act are insufficient to effectively mitigate systemic risk and protect taxpayers, that swaps entities may no longer access Federal assistance with respect to any swap, security-based swap, or other activity of the swaps entity | 716 | (l) | 360 days after enactment | Derivatives |
| 124 | SEC; CFTC | Rule Making | SEC and/or CFTC may, by rule or order (1) collect information as may be necessary concerning the markets for any types of swap or security-based swap and (2) issue a report with respect to any types of swaps or security-based swaps that SEC determines to be detrimental to (A) the stability of a financial market; or (B) participants in a financial market | 714 | | 360 days after enactment | Derivatives |
| 123 | SEC; CFTC | Rule Making | SEC shall consult with the CFTC to adopt rules to ensure that such transactions and accounts mentioned in Section713(a) (portfolio margining account) are subject to comparable requirements to the extent practicable for similar products | 713 | (a) | 360 days after enactment | Derivatives |
| 119 | SEC; CFTC | Rule Making | CFTC and SEC must jointly establish rules to define "swap", "security-based swap", "swap dealer", "security-based swap dealer", "major swap participant", "major security-based swap participant", "eligible contract participant", and "security-based swap agreement" | 712 | (d) | 360 days after enactment | Derivatives |
| 120 | SEC; CFTC | Rule Making | CFTC and SEC, in consultation with FRB, shall jointly adopt such other rules regarding such definitions as they see are necessary and appropriate, in the public interest, and for the protection of investors | 712 | (d)(1) | 360 days after enactment | Derivatives |
| 121 | SEC; CFTC | Rule Making | CFTC and SEC must establish rules requiring maintenance of records of all uncleared swap and security-based swap activities with such records being available for review by the regulators | 712 | (d)(2)(A) | 360 days after enactment | Derivatives |
| 122 | SEC; CFTC | Rule Making | SEC and CFTC may promulgate rules, regulations, or orders permitted or required by this Act; conduct studies and prepare reports and recommendations required by this Act; register persons under the provisions of this Act; and exempt persons, agreements, contracts, or transactions from provisions of this Act | 712 | (d)(2)(C) | 360 days after enactment | Derivatives |
| 117 | FRB | Rule Making | FRB required to establish criteria for determining whether to require a grandfathered unitary savings and loan holding company to establish an intermediate holding company | 626 | | | Bank Regulation |
| 118 | FRB | Rule Making | FRB may establish any restrictions or limitations on transactions between an intermediate holding company or a parent of such company and its affiliates | 626 | | | Bank Regulation |
| 115 | FRB | Rule Making | FRB shall issue regulations implementing the recommendations of the FSOC regarding concentration limits put forth in amendment to the Bank Holding Company Act in Section 622 | 622 | | | Bank Regulation |
| 116 | FSOC | Study | FSOC shall study concentration limits and make recommendations regarding such concentration limits put forth in amendment to the Bank Holding Company Act in Section 622 | 622 | | 6 months after enactment | Bank Regulation |
| 114 | SEC | Rule Making | SEC shall issue rules for the purpose of implementing newly added 27B(a) of the Securities Act, removing conflicts of interest in certain securitizations | 621 | (a) | 270 days after enactment | Securitization |
| 113 | FRB; OCC, OTS | Study | The appropriate Federal banking agencies shall jointly review and prepare a report on the activities that a banking entity, as such term is defined in the Bank Holding Company Act of 1956 (12 USC 1841 et. seq.), may engage in under Federal and State law, including activities authorized by statute and by order, interpretation and guidance | 620 | (a) | 18 months after enactment | Bank Regulation |
| 107 | FSOC | Study | FSOC must complete study of the Volcker rule and make recommendations regarding definitions in and modifications of the Volcker rule to FRB, FDIC and OCC (BHCA 213(b)(1)) | 619 | | 6 months after enactment | Volcker Rule |
| 108 | SEC; CFTC, FRB, FDIC, OCC | Rule Making | SEC, CFTC, FRB, FDIC and OCC must jointly issue rules implementing the Volcker rule and reflecting the FSOC’s recommendations with respect to the Volcker rule (BHCA Sec 213(b)(2)) | 619 | | 9 months after completion of FSOC study of Volcker rule | Volcker Rule |
| 109 | SEC; CFTC, FRB, FDIC, OCC | Rule Making | SEC, CFTC, FRB, FDIC and OCC shall issue regulations to implement limitations on permitted activities (e.g., those creating a conflict of interest, material exposure to high-risk assets or trading activities, poses a threat to safety and soundness of the banking entity, or a threat to U.S. financial stability (BHCA Sec 213(d)(2)(B)) | 619 | | The earlier of 12 months after the issuance of final rules; or 2 years after enactment | Volcker Rule |
| 110 | SEC; CFTC, FRB, FDIC, OCC | Rule Making | SEC, CFTC, FRB, FDIC and OCC shall issue rules to impose additional capital requirements, and any quantitative limitations regarding permitted activities if appropriate to protect safety and soundness of banking entities (BHCA Sec 213(d)(3)) | 619 | | The earlier of 12 months after the issuance of final rules; or 2 years after enactment | Volcker Rule |
| 111 | SEC; CFTC, FRB, FDIC, OCC | Rule Making | SEC, CFTC, FRB, FDIC and OCC shall implement regulations regarding internal controls and recordkeeping (213(e)) | 619 | | The earlier of 12 months after the issuance of final rules; or 2 years after enactment | Volcker Rule |
| 112 | FRB | Rule Making | FRB shall issue regulations for bringing activities and investments into compliance with the Volcker Rule and extensions for compliance (BHC Act Sec. 213(c)(6)) | 619 | | The earlier of 12 months after the issuance of final rules; or 2 years after enactment | Volcker Rule |
| 106 | FRB | Rule Making | FRB must adopt capital adequacy and risk management standards for supervised securities holding companies | 618 | (d) | Statutory requirement effective upon enactment | Bank Regulation |
| 103 | FRB | Rule Making | FRB authorized to issue rules to establish capital requirements for BHCs, SLHCs and IDI's | 616 | (a-c) | 1 year after transfer date | Bank Regulation |
| 104 | FRB | Rule Making | The appropriate agency for a BHC or SLHC shall require them to serve as a source of financial strength for any subsidiary of the bank holding company or savings and loan holding company (or any company they directly or indirectly control) that is a depository institution | 616 | (d) | 1 year after transfer date | Bank Regulation |
| 105 | FRB | Rule Making | The appropriate Federal banking agency for an insured depository institution described in subsection (b) may, from time to time, require the company, or a company that directly or indirectly controls the insured depository institution, to submit a report assessing the ability of the company to comply with subsection (b) | 616 | (d) | | Bank Regulation |
| 102 | FRB | Rule Making | FRB authorized to issue rules to implement amendments to insider lending restriction of Section 22(h) of the Federal Reserve Act, covering credit exposure on derivative transactions, repurchase and reverse repurchase agreements, and securities lending and borrowing transactions | 615 | (a) - (z)(2) | Statutory Amendments effective on the transfer date | Bank Regulation |
| 101 | FRB | Rule Making | FRB authorized to issue rules implementing various amendments to Sections 23A and 23B of Federal Reserve Act, including coverage of credit exposure on derivatives and securities lending and borrowing transactions | 608 | (a-b) | Statutory Amendments effective 1 year after transfer date | Bank Regulation |
| 100 | GAO | Study | GAO must conduct a study of the appropriateness of the exemptions for certain depository institutions from the definition of "bank" under the BHC Act, and the adequacy of the federal framework of the regulation of savings associations, and the consequences of removing their exemption from the BHC Act | 603 | (b)(1) | 18 months after enactment | Bank Regulation |
| 96 | Treasury | Report | Federal Insurance Office shall provide annual report to Congressional Banking Committees regarding actions taken pursuant to Section 313(f) (re: preemption of inconsistent State insurance measures) | 502 | (a) | Annual | Insurance |
| 97 | Treasury | Study | Federal Insurance Office shall provide a report to Senate Banking and House Financial Services Committees regarding the breadth and scope of the global reinsurance market and impact on U.S. markets | 502 | (a) | Due September 30, 2012 | Insurance |
| 98 | Treasury | Study | Federal Insurance Office shall provide a report to Senate Banking and House Financial Services Committees regarding the impact of part II of the Nonadmitted and Reinsurance Reform Act of 2010 on the ability of State regulators to access reinsurance information for regulated companies in their jurisdictions | 502 | (a) | Due January 1, 2013; updated no later than January 1, 2015 | Insurance |
| 99 | Treasury | Study | Federal Insurance Office shall provide a report to Congress on how to modernize and improve insurance regulation, including legislative, administrative or regulatory recommendations | 502 | (a) | 18 months after enactment | Insurance |
| 95 | SEC | Rule Making | With respect to any factor used in any rule or regulation by the SEC in making a determination under this subsection, if the SEC uses a dollar amount test in connection with such factor, such as a net asset threshold, SEC shall, by order, not later than 1 year after the date of enactment of the Private Fund Investment Advisers Registration Act of 2010, and every 5 years thereafter, adjust for the effects of inflation on such test | 418 | | 1 year after enactment and every 5 years thereafter | Investment Adviser |
| 93 | SEC | Study | SEC must conduct a study of the feasibility, benefits, and costs of requiring reporting publicly, in real time short sale positions of publicly listed securities, or, in the alternative, reporting such short positions in real time only to the SEC and FINRA and report findings to the Congressional Banking Committees | 417 | (a)(2)(A) | 2 years after enactment | Short Sales |
| 94 | SEC | Study | SEC must conduct a study of the feasibility, benefits, and costs of conducting a voluntary pilot program in which public companies will agree to have all trades of their shares marked "short", "market maker short", "buy", "buy-to-cover", or "long", and reported in real time through the Consolidated Tape and report findings to the Congressional Banking and Financial Services Committees | 417 | (a)(2)(B) | 1 year after enactment | Short Sales |
| 92 | GAO | Study | GAO must conduct a study on forming an SRO for private funds | 416 | | 1 year after enactment | Investment Adviser |
| 91 | GAO | Study | GAO must conduct a study on appropriate criteria for accredited investor status and eligibility to invest in private funds | 415 | | 3 years after enactment | Investment Adviser |
| 90 | SEC | Rule Making | SEC shall adjust the accredited investor standard to a net worth of more than $1M, and shall be $1M for at least the first 4 years after enactment; standard shall be reviewed after 4 years and not less than every 4 years thereafter | 413 | (a-b) | Upon enactment | Investment Adviser |
| 89 | GAO | Study | GAO shall (1) conduct a study of— (A) the compliance costs associated with the current SEC Rules 204–2 and 206(4)–2 regarding investment adviser custody of funds or securities; and (B) the additional costs of subsection (b)(6) of Rule 206(4)–2 regarding operational independence were eliminated | 412 | | 3 years after enactment | Investment Adviser |
| 88 | SEC | Rule Making | SEC authorized to promulgate rules requiring registered investment advisers to take certain actions to safeguard client assets over which they have custody | 411 | | 1 year after enactment | Investment Adviser |
| 87 | SEC | Rule Making | SEC authorized to define mid-sized investment advisers under Investment Advisers Act Section 203A | 410 | | 1 year after enactment | Investment Adviser |
| 86 | SEC | Rule Making | SEC must define the term "family office" for Section 202(a)(11) of the Investment Advisers Act | 409 | (a) | 1 year after enactment | Investment Adviser |
| 84 | SEC | Rule Making | SEC shall provide an exemption for private fund advisers with assets under management of less than $150M for exempted investment advisors under Section 203 of the Investment Advisers Act, but shall prescribe reporting and recordkeeping requirements for such exempted advisers | 408 | | 1 year after enactment | Investment Adviser |
| 85 | SEC | Rule Making | SEC shall prescribe regulations for midsized private fund advisers taking into account size, governance, and investment strategy to determine systemic risk | 408 | | 1 year after enactment | Investment Adviser |
| 82 | SEC | Rule Making | SEC must define the term "venture capital fund" for purposes of Section 203 of the Investment Advisers Act | 407 | | 1 year after enactment | Investment Adviser |
| 83 | SEC | Rule Making | SEC shall require venture capital fund advisers to maintain such records and provide such reports as the SEC determines necessary for the public interest and investor protection | 407 | | 1 year after enactment | Investment Adviser |
| 80 | SEC; CFTC | Rule Making | SEC and CFTC must jointly promulgate rules to establish the form and content of reports required to be filed with them by investment advisers that are registered under both the Investment Advisers Act and the Commodity Exchange Act | 406 | | 1 year after enactment | Investment Adviser |
| 81 | SEC | Rule Making | SEC authorized to issue rules defining technical trade and other terms used in Private Fund Investment Advisers Registration Act of 2010 | 406 | | 1 year after enactment | Investment Adviser |
| 78 | SEC | Report | SEC must submit an annual report to Congress on its use of the data collected under new Investment Advisers Act Section 204(b) and rules thereunder to monitor the markets | 404 | | Annual | Investment Adviser |
| 79 | SEC | Rule Making | SEC authorized to require any registered investment adviser to maintain records and file reports with the SEC regarding private funds advised by the adviser | 404 | | 1 year after enactment | Investment Adviser |
| 77 | FDIC | Rule Making | FDIC required to create a method for the declaration, calculation, distribution, and payment of dividends under Section 7(e)(2) of the Federal Deposit Insurance Act | 332 | | | Resolution Authority |
| 76 | FDIC | Rule Making | FDIC must amend assessment base for federal deposit insurance to use average total assets less tangible equity | 331 | (b) | | Resolution Authority |
| 73 | FRB; FDIC, OCC, OTS | Report | FRB, FDIC, OCC, and OTS shall jointly submit a plan the Senate Banking Committee, the House Financial Services Committee, and the Inspectors General of Treasury, FDIC, and FRB detailing the steps the FRB, FDIC, the OCC, and the OTS will take to implement the provisions of Sections 301 through 326 (transfer of authority of OTS), and the provisions of the amendments made by such sections | 327 | (a) | 180 days after enactment | Resolution Authority |
| 74 | FRB; FDIC, Treasury | Report | Inspectors General of Treasury, FDIC, and FRB shall jointly provide a written report to the FRB, FDIC, the OCC, and the OTS, with a copy to the Senate Banking Committee and the House Financial Services Committee detailing whether the plan in subsection (a) conforms with the provisions of Sections 301 through 326, and the provisions of the amendments made by such sections | 327 | (b) | Within 60 days of receiving 327(a) plan | Resolution Authority |
| 75 | FRB; FDIC, Treasury | Report | Inspectors General of Treasury, FDIC, and FRB shall jointly provide a written report on the status of the implementation of the plan to the FRB, FDIC, the OCC, and the OTS | 327 | (c) | 6 months after report required is received; every 6 months thereafter until fully implemented | Resolution Authority |
| 71 | FDIC; OCC | Rule Making | OCC, FDIC, with the OTS shall develop and adopt procedures and safeguards designed to ensure that the requirements of this subsection are met | 322 | (k)(3) | 180 days after enactment | Resolution Authority |
| 72 | FDIC; OCC | Study | OCC and FDIC shall conduct a study detailing the position assignments of all employees transferred pursuant to subsection (a), describing the procedures and safeguards adopted pursuant to paragraph (3), and demonstrating that the requirements of this subsection have been met | 322 | (k)(4) | 1 year after the transfer date | Resolution Authority |
| 70 | FRB; FDIC, OCC | Rule Making | FRB, FDIC and OCC must publish list of regulations transferred to it from OTS that the agency will enforce | 316 | (c)(1) | On transfer date | Resolution Authority |
| 69 | Treasury | Rule Making | Treasury Secretary authorized to extend transfer date of OTS supervisory responsibilities to OCC, FDIC, and FRB by up to 6 months | 311 | (b) | 270 days after enactment | Resolution Authority |
| 68 | FRB | Study | FRB, in consultation with the Administrative Office of the U.S. Courts, shall conduct a study regarding international coordination of resolution of systemic financial companies under the U.S. Bankruptcy Code and applicable foreign law and report findings to Congressional Banking and Financial Services Committees | 217 | (a-b) | 1 year after enactment | Resolution Authority |
| 67 | FRB | Study | FRB, in consultation with the Administrative Office of the U.S. Courts, shall study of the resolution of financial companies under the Bankruptcy Code, Chapter 7 or 11 and report findings to Congressional Banking and Financial Services Committees | 216 | (a-b) | 1 year after enactment and each successive year for 5 years | Resolution Authority |
| 66 | FSOC | Study | FSOC shall conduct a study evaluating the importance of maximizing U.S. taxpayer protections and promoting market discipline with respect to the treatment of fully secured creditors in the utilization of the orderly liquidation authority authorized by this Act, and report findings to Congress | 215 | (a-b) | 1 year after enactment | Resolution Authority |
| 65 | FRB; FDIC | Rule Making | FDIC and FRB, in consultation with the FSOC, must jointly establish rules to issue and carry out orders of prohibition against senior executives and directors of covered financial companies for violations of law or regulatory agency agreements, unsafe or unsound practices or breaches of fiduciary duty | 213 | (d) | | Corp Gov & Comp |
| 57 | FDIC | Rule Making | FDIC must prescribe rules and establish retention schedules as are necessary to maintain the documents and records of the FDIC generated in exercising its authority under Title II | 210 | (a)(16)(D) | | Resolution Authority |
| 58 | FDIC | Rule Making | FDIC authorized to prescribe rules as necessary to establish an interest rate for, or to make payments of, post-insolvency interest to creditors holding proven claims against receivership estate of a covered financial company | 210 | (a)(7)(D) | | Resolution Authority |
| 59 | SEC; CFTC, FRB, FDIC, OCC | Rule Making | PFRA must jointly prescribe recordkeeping regulations requiring financial companies to maintain records with respect to qualified financial contracts. FDIC and Treasury Secretary have back-up rulemaking authority if the deadline is not met | 210 | (c)(8)(H) | 24 months after enactment | Resolution Authority |
| 60 | FDIC | Rule Making | FDIC may by regulation include institutions in the definition of "financial institution" for purposes of the requirements relating to transfer of qualified financial contracts | 210 | (c)(9)(D) | | Resolution Authority |
| 61 | Treasury; FDIC | Rule Making | Treasury and FDIC must jointly, in consultation with FSOC, establish regulations governing maximum obligation limitation | 210 | (n)(7) | | Resolution Authority |
| 62 | FDIC; FSOC | Other | FSOC shall make a recommendation to FDIC on the risk matrix to be used in imposing such assessments, and FDIC shall take into account any such recommendation in the establishment of the risk matrix to be used to impose such assessments | 210 | (o)(4) | | Resolution Authority |
| 63 | Treasury; FDIC | Rule Making | FDIC must establish regulations to establish and carry out the assessment system and consult with Treasury Secretary on the development and finalization of such regulations | 210 | (o)(6)(A) | | Resolution Authority |
| 64 | FDIC | Rule Making | FDIC must promulgate regulations to recover compensation for prior two years (or in case of fraud, an unlimited prior period) from senior executives and directors substantially responsible for failure of covered financial company | 210 | (s)(3) | | Corp Gov & Comp |
| 56 | FDIC | Rule Making | FDIC in consultation with FSOC must establish rules and regulations to implement Title II (liquidating financial companies) | 209 | | | Resolution Authority |
| 55 | SEC; FDIC | Rule Making | SEC and FDIC must jointly, after consultation with SIPC, issue rules to implement Section 205, relating to orderly liquidation of broker-dealers | 205 | (h) | | Resolution Authority |
| 54 | FDIC | Rule Making | FDIC must establish policies and procedures acceptable to Treasury Secretary governing use of funds available under Title II | 203 | (d) | ASAP after enactment | Resolution Authority |
| 49 | FDIC | Rule Making | FDIC may promulgate rules governing termination of receiverships under Title II | 202 | (d)(5) | | Resolution Authority |
| 50 | GAO | Study | Administrative Office of U.S. Courts and GAO must conduct separate studies regarding bankruptcy and orderly liquidation process for financial companies and the Bankruptcy Code, and submit reports of the findings to Congressional Banking Committees | 202 | (e) | 1 year after enactment (and each year until 3rd year, then every 5th year after enactment) | Resolution Authority |
| 51 | GAO | Study | GAO must conduct study of international coordination relating to orderly liquidation of financial companies and submit report of the findings to Congressional Banking Committees | 202 | (f) | 1 year after enactment | Resolution Authority |
| 52 | GAO | Study | GAO must conduct study of implementation of prompt corrective action by federal banking agencies and submit report of the findings to FSOC | 202 | (g)(1-3) | 1 year after enactment | Resolution Authority |
| 53 | FSOC | Report | FSOC must report to Congressional Banking Committees on actions taken in response to GAO report under Section 202(g) on prompt corrective action | 202 | (g)(4) | 6 months after receipt of GAO report (due 1 year after enactment) | Resolution Authority |
| 48 | FRB; Treasury | Rule Making | FRB, in consultation with Treasury, must establish by regulation parameters for application of the revenue test to determine whether a company is a "financial company" for purposes of Title I | 201 | (b) | 18 months after enactment | Bank Regulation |
| 46 | GAO | Study | GAO, in consultation with the FRB and OCC, and FDIC, shall conduct a study of the use of hybrid capital instruments as a component of Tier 1 capital for banking institutions and BHCs | 174 | (a) | 18 months after enactment | Bank Regulation |
| 47 | GAO | Study | GAO, in consultation with the Secretary, the FRB, OCC, and FDIC, shall conduct a study of capital requirements applicable to U.S. intermediate holding companies of foreign banks that are BHCs or SLHCs | 174 | (b) | 18 months after enactment | Bank Regulation |
| 43 | FRB; FDIC, OCC | Rule Making | The Federal banking agencies shall develop minimum leverage capital requirements on a consolidated basis applicable to insured depository institutions, depository institution holding companies, and nonbank financial companies supervised by FRB that address the risks that the activities of such institutions pose | 171 | (b)(1) | 18 months after enactment | Bank Regulation |
| 44 | FRB; FDIC, OCC | Rule Making | The Federal banking agencies shall develop minimum risk-based capital requirements on a consolidated basis applicable to insured depository institutions, depository institution holding companies, and nonbank financial companies supervised by FRB that address the risks that the activities of such institutions pose | 171 | (b)(2) | 18 months after enactment | Bank Regulation |
| 45 | GAO | Study | GAO, after consultation with the Federal banking agencies, shall conduct a study of access to capital by smaller insured depository institutions | 171 | (b)(6) | 18 months after enactment | Bank Regulation |
| 42 | FRB; FSOC | Rule Making | FRB must promulgate regulations on behalf of, and in consultation with, the FSOC, setting forth criteria for exempting certain types or classes of U.S. and non-U.S. nonbank financial companies from FRB supervision, and shall submit a report to Congressional Banking Committees within 30 days describing the reason for the action under this section | 170 | (a-e) | 18 months after enactment | Bank Regulation |
| 41 | FRB | Rule Making | The Board of Governors shall have authority to issue regulations to implement subtitles A and C of Title I and the amendments made thereunder, and must do so within 18 months of enactment unless otherwise specified | 168 | | 18 months after enactment | Systemic Risk |
| 38 | FRB | Rule Making | FRB may enforce compliance with the provisions of this subsection that are applicable to any company described in paragraph (1) that controls an intermediate holding company under Section 8 of the Federal Deposit Insurance Act | 167 | (b)(5) | | Bank Regulation |
| 39 | FRB | Rule Making | FRB must promulgate regulations to establish criteria for determining whether to require a Covered Nonbank Company to establish an intermediate holding company | 167 | (c)(1) | 18 months after transfer date | Bank Regulation |
| 40 | FRB | Rule Making | FRB authorized to promulgate regulations to restrict or limit transactions between an intermediate holding company or a Covered Nonbank Company or any subsidiary thereof and its parent company or affiliates that are not its subsidiaries | 167 | (c)(2) | 18 months after enactment | Bank Regulation |
| 37 | FRB; FDIC, FSOC | Rule Making | FRB, in consultation with the FSOC and FDIC, must promulgate regulations establishing early remediation requirements for Covered Nonbank Companies and Covered BHCs | 166 | (a) | 18 months after transfer date | Bank Regulation |
| 21 | FRB | Rule Making | FRB must establish standards for Covered Nonbank Companies and Covered BHCs including (1) risk-based capital requirements and leverage limits (unless FRB, in consultation with the FSOC, determines that such requirements are not appropriate for a company subject to more stringent prudential standards); (3) liquidity requirements; (4) resolution plan and credit exposure report requirements; and (5) concentration limits | 165 | (b)(1)(A) | 18 months after transfer date (but see Sections 165(d) and (e)) | Systemic Risk |
| 22 | FRB | Rule Making | FRB authorized to establish additional standards for Covered Nonbank Companies and Covered BHCs that may include (1) a contingent capital requirement; (2) enhanced public disclosures; (3) short-term debt limits; and (4) such other prudential standards as FRB, on its own or pursuant to a recommendation made by the FSOC in accordance with Section 115, determines are appropriate | 165 | (b)(1)(B) | 18 months after enactment | Systemic Risk |
| 23 | FRB | Report | FRB must submit an annual report to Congress regarding the implementation of the standards required by Section 165(b)(1), including the use of such standards to mitigate risks to U.S. financial stability | 165 | (b)(5) | Annual | Systemic Risk |
| 24 | FRB | Rule Making | FRB may issue regulations that require each nonbank financial company supervised by the FRB and BHCs described in Section 165(a) to maintain a minimum amount of contingent capital convertible to equity in times of financial stress | 165 | (c)(1) | 18 months after enactment | Systemic Risk |
| 25 | FRB; FDIC | Rule Making | FRB and FDIC must establish standards for required resolution plan and credit exposure report for covered BHCs and Covered Nonbank Companies | 165 | (d)(1-2) | 18 months after enactment | Systemic Risk |
| 26 | FRB | Rule Making | FRB must establish standards that limit credit exposure for BHCs and Covered Nonbank Companies | 165 | (e)(1) | At least 3 years after enactment | Systemic Risk |
| 27 | FRB | Rule Making | FRB authorized to issue regulations and orders as may be necessary to administer and carry out credit exposure standards described in Section 165(e)(1-2) | 165 | (e)(5) | At least 3 years after enactment | Systemic Risk |
| 28 | FRB | Rule Making | FRB authorized to exempt transactions from definition of "credit exposure" if it finds the exemption is in the public interest and is consistent with the purpose of the credit exposure limits | 165 | (e)(6) | At least 3 years after enactment | Systemic Risk |
| 29 | FRB | Rule Making | FRB authorized to establish periodic public disclosure requirements for Covered Nonbank Companies and Covered BHCs to support market evaluations of risk profile, capital adequacy, and risk-management capabilities | 165 | (f) | 18 months after enactment | Systemic Risk |
| 30 | FRB | Rule Making | FRB authorized to limit on the amount of short-term debt, including off-balance sheet exposures, that may be accumulated by any BHC described in (a) and any nonbank financial company supervised by the FRB. FRB may also prescribe other regulation as may be necessary to carry out this subsection, and may issue exemptions | 165 | (g)(1-4) | 18 months after enactment | Systemic Risk |
| 31 | FRB | Rule Making | FRB must require all publicly traded Covered Nonbank Companies (within 1 year of final determination) and all publicly traded BHCs with total consolidated assets of at least $10 billion to establish a risk committee | 165 | (h)(2)(A) | 1 year after transfer date, to take effect not later than 15 months after transfer date | Systemic Risk |
| 32 | FRB | Rule Making | FRB authorized to require publicly traded BHCs with total consolidated assets of less than $10 billion to establish a risk committee | 165 | (h)(2)(B) | 1 year after transfer date, to take effect not later than 15 months after transfer date | Systemic Risk |
| 33 | FRB | Rule Making | The Board of Governors shall issue final rules to carry out Section 165(h) | 165 | (h)(4) | 1 year after enactment | Systemic Risk |
| 34 | FRB; CFTC, SEC, FDIC, OCC | Rule Making | The Board of Governors, in coordination with the appropriate primary financial regulatory agencies and the Federal Insurance Office, shall conduct annual analyses in which nonbank financial companies supervised by the Board of Governors and bank holding companies described in subsection (a) are subject to evaluation of whether such companies have the capital, on a total consolidated basis, necessary to absorb losses as a result of adverse economic conditions | 165 | (i)(1)(A) | 1 year after enactment | Systemic Risk |
| 35 | SEC; CFTC, FRB, FDIC, OCC | Rule Making | PFRAs shall issue consistent regulations to implement "stress test" procedures including methodology and reporting requirements | 165 | (i)(2)(C) | 1 year after enactment | Systemic Risk |
| 36 | FRB | Rule Making | FRB authorized to require BHCs w/ $50B+ assets or nonbank financial company supervised by FRB to maintain debt to equity ratio of no more than 15 to 1 upon determination by FSOC that such company poses "grave threat" to financial stability, and to promulgate regulations to establish procedures to implement this requirement | 165 | (j) | 18 months after enactment | Systemic Risk |
| 20 | Treasury | Rule Making | OFR (Treasury) shall promulgate regulations pursuant to subsections (a)(1), (a)(2), (a)(7), and (c)(1) of Section 153 regarding the type and scope of the data to be collected by the Data Center under this paragraph | 154 | (b)(1)(C) | | |
| 19 | Treasury | Rule Making | OFR (Treasury), in consultation with the FRB, shall issue rules, regulations, and orders only to the extent necessary to carry out the purposes and duties described in paragraphs (1), (2), and (7) of 153(a) | 153 | (c) | | |
| 18 | FSOC | Study | FSOC shall study economic impact of possible financial services regulatory limitation intended to reduce systemic risk including estimating cost/benefit on the efficiency of capital markets, on the financial sector and national economic growth of various factors; shall include recommendation for optimal structure of any limits to maximize effectiveness and limit economic impact | 123 | (a) | 180 days (and every 5 years thereafter) | Systemic Risk |
| 17 | FRB | Rule Making | FRB authorized to establish regulations regarding the application of measures to non-U.S. Covered Nonbank Companies and non-U.S. BHCs that the FRB and FSOC may impose on Covered Nonbank Companies and BHCs with $50 billion in assets that pose a grave threat to the financial stability of the U.S. | 121 | (a) | 18 months after enactment | Systemic Risk |
| 13 | FSOC | Rule Making | FSOC is authorized to (1) issue recommendations applying new or heightened standards and safeguards to a financial activity or practice conducted by BHCs or nonbank financial companies, and (2) recommend that the applicable agencies remove the standard | 120 | (a) | | Systemic Risk |
| 14 | SEC; CFTC, FRB, OCC | Rule Making | PFRA must impose any standards recommended by FSOC or explain in writing within 90 days why it has elected not to follow the FSOC’s recommendation | 120 | (c) | | Systemic Risk |
| 15 | FSOC | Report | FSOC must report to Congress on the recommendations authorized by Section120, including whether agencies have implemented them, and must make recommendations for legislative changes where there is no PFRA | 120 | (d) | | Systemic Risk |
| 16 | SEC; CFTC, FRB, OCC | Rule Making | PFRA must promulgate regulations establishing a procedure under which entities under its jurisdiction may appeal a determination by the agency that the standards imposed should remain in effect after FSOC has recommended removal of standard | 120 | (e)(2) | 18 months after enactment | Systemic Risk |
| 12 | FSOC | Other | FSOC may require a bank holding company with total assets of $50 billion to submit reports detailing their financial condition, systems in place to monitor risk, transactions with any subsidiary that is a depository institution and the extent to which any operations could pose systemic risks | 116 | (a) | | Systemic Risk |
| 5 | FSOC | Study | FSOC must submit to Congress a study on the feasibility, benefits, costs, and structure of a contingent capital requirement for Covered Nonbank Companies and Covered BHCs | 115 | (c)(1) | 2 years after enactment | Systemic Risk |
| 6 | FSOC | Other | FSOC is authorized to recommend to the FRB that it require any Covered Nonbank Company and any Covered BHC to maintain a minimum amount of long-term hybrid debt that is convertible to equity in times of stress | 115 | (c)(3) | | Systemic Risk |
| 7 | FSOC | Other | FSOC is authorized to make recommendations to the FRB and FDIC concerning the required resolution plan for Covered Nonbank Companies and Covered BHCs | 115 | (d)(1) | | Systemic Risk |
| 8 | FSOC | Other | FSOC is authorized to make recommendations to the FRB and FDIC concerning the advisability of requiring Covered Nonbank Companies and Covered BHCs to report periodically on credit exposures | 115 | (d)(2) | | Systemic Risk |
| 9 | FSOC | Other | FSOC is authorized to make recommendations to the FRB prescribing concentration limits for Covered Nonbank Companies and Covered BHCs | 115 | (e) | | Systemic Risk |
| 10 | FSOC | Other | FSOC is authorized to recommend to the FRB that it require periodic public disclosures by Covered BHCs and Covered Nonbank Companies to support market evaluation of the risk profile, capital adequacy, and risk-management strategies | 115 | (f) | | Systemic Risk |
| 11 | FSOC | Other | FSOC may make recommendations to the FRB to require short-term debt limits | 115 | (g) | | Systemic Risk |
| 4 | FSOC | Report | FSOC shall report and testify before Congress annually on regulatory developments, including insurance and accounting regulations and standards, along with an assessment of those developments on the stability of the financial system | 112 | (a)(2) | Annual | Systemic Risk |
| 3 | FSOC | Rule Making | FSOC must adopt rules necessary for the conduct of its business | 111 | (e) | | Systemic Risk |
| 1 | FRB | Rule Making | FRB must promulgate rule defining "significant nonbank financial company" and "significant bank holding company" | 102 | (a)(7) | | Systemic Risk |
| 2 | FRB | Rule Making | FRB must promulgate regulations establishing criteria for determining whether a company is "predominantly engaged" in financial activities in the U.S. | 102 | (b) | | Systemic Risk |
